General Damilola Azeez 12 Mar
Mortgage Tips for first-time buyer or newcomer Research the Neighborhood, not Just the House: the neighborhood should fit within your lifestyle Budget for More Than the Mortgage: Don’t forget to budget for taxes, insurance and potential HOA fees. Read the Fine Print: Understand all terms, conditions, and fees involved in your mortgage agreement. damilola.azeez@cleartrust.ca | […]
Read MoreGeneral Damilola Azeez 11 Mar
Behind on debt payments? Don’t wait for the pressure to build. When the bank calls, we step in with solutions. Unlock cash. Reduce your monthly debt payment. Combine your debt. Get a lower interest rate. Missing your debt payment shouldn’t be a setback. Let’s protect your home and strengthen your financial position. The calls. The […]
Read MoreGeneral Damilola Azeez 9 Mar
MYTH: You should wait until HOME PRICES drop to buy. FACT: Trying to time the market is risky. If rates drop, competition usually increases which can push home prices up. Sometimes buying at a slightly higher rate with less competition and refinancing later when rates drop can make more sense. Rates might drop… timing the […]
Read MoreGeneral Damilola Azeez 7 Mar
Helping Canadians finance their dream homes | First-Time Buyers | Refinancing | Reverse Mortgages | Spousal Buyouts Based in Ontario | Licensed Mortgage Agent #12806 Available Anytime | Access to Multiple Lenders damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943
Read MoreGeneral Damilola Azeez 4 Mar
Condominium – $329,000 Location: Mississauga, Ontario Minimum Down Payment (5.00%) – $16,450 | Monthly Mortgage Payment – $1,494 BREAKDOWN Home Price – $329,000 Minimum Down Payment – $16,450 (subtract from home price) Total Mortgage Balance – $325,677 damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943
Read MoreGeneral Damilola Azeez 2 Mar
MYTH: Fixed rates are always better than variable rates. FACT: Neither is “always” better; it depends on your risk tolerance, timeline, and market conditions. Fixed rates give stability and predictable payments. Variable rates often start lower and can save money if rates drop but the opposite could happen. The best option depends on your financial […]
Read MoreGeneral Damilola Azeez 28 Feb
Detached House – $1,000,000 Location: Oakville, Ontario Minimum Down Payment (20.00%) – $200,000 | Monthly Mortgage Payment – $3,670 BREAKDOWN Home Price – $1,000,000 Minimum Down Payment – $200,000 (subtract from home price) Total Mortgage Balance – $800,000 damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943
Read MoreGeneral Damilola Azeez 25 Feb
Helping Canadians finance their dream homes | First-Time Buyers | Refinancing | Reverse Mortgages | Spousal Buyouts Based in Ontario | Licensed Mortgage Agent #12806 Available Anytime | Access to Multiple Lenders damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943
Read MoreGeneral Damilola Azeez 23 Feb
MYTH: You need perfect credit to get a mortgage. FACT: While better credit gets you better rates, you don’t need perfect credit. In Canada, most lenders want a minimum credit score of 600-680, though some alternative lenders go even lower. If you have past credit issues like bankruptcy or collections, you can still qualify after […]
Read MoreGeneral Damilola Azeez 21 Feb
Town House – $750,000 Location: Milton, Ontario Minimum Down Payment (6.67%) – $50,000 | Monthly Mortgage Payment – $3,346 BREAKDOWN Home Price – $750,000 Minimum Down Payment – $50,000 (subtract from home price) CMHC Insurance – $29,400 Total Mortgage Balance – $729,400 damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943
Read More