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We don’t just get you approved. We make sure you understand every step of the way. 🙌 Because a confident homebuyer is a successful one. DM us to get started. Contact us today +1-416-668-4943

MYTH: You have to pay off all your debt before buying a home. FACT: Although you should strive to be debt free, you don’t need to be debt-free to qualify for a mortgage, you need manageable debt. Lenders don’t expect zero debt. Instead, they look at your debt service ratios (GDS & TDS) to see […]

Town House – $499,900 Location: Mississauga, Ontario Minimum Down Payment (5.00%) – $24,995 | Monthly Mortgage Payment – $2,270 BREAKDOWN Home Price – $499,900 Minimum Down Payment – $24,995 (subtract from home price) damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

MYTH: If you’ve been declined once, you’re done. FACT: A decline from one lender doesn’t mean every lender will say no. Different lenders have different qualification rules. Sometimes it’s about restructuring debt, adjusting the down payment, or choosing the right lender category. One lender said no? Don’t worry you’re not out of the game. 😎 […]

Helping Canadians finance their dream homes | First-Time Buyers | Refinancing | Reverse Mortgages | Spousal Buyouts Based in Ontario | Licensed Mortgage Agent #12806 Available Anytime | Access to Multiple Lenders damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

Bank of Canada decided to keep the Rates as is, with Prime Rates currently sitting at 4.45%. Be proactive & plan ahead by contacting my team to discuss how we can save you some money. damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

MYTH: Self-employed people can’t get mortgages. FACT: Self-employed buyers can absolutely qualify but documentation matters. Lenders may look at your tax returns, business financials, or use stated-income programs. It’s more paperwork but that’s what I’m here for. Being your own boss doesn’t mean you can’t own a home. 😎 Yes, it’s paperwork. No, it’s not […]

Helping Canadians finance their dream homes | First-Time Buyers | Refinancing | Reverse Mortgages | Spousal Buyouts Based in Ontario | Licensed Mortgage Agent #12806 Available Anytime | Access to Multiple Lenders damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943