Thinking about buying a home? Here are 3 things your bank probably won’t tell you. 🏠👇🏾
1️⃣ The 30 to 90-day rule — large deposits right before you apply can raise red flags with lenders. Plan your finances ahead of time.
2️⃣ More down payment isn’t always better — draining your savings to hit 20% can leave you with nothing for repairs and emergencies.
3️⃣ Your renewal letter is a negotiation, not a formality — your bank is counting on you not shopping around. Don’t let them win that one.
Work with someone in your corner. 📩 DM us today.
#OntarioRealEstate #FirstTimeHomeBuyerCanada #Reversemortgage #MortgageTips #Refinancing
