Thinking about buying a home? Here are 3 things your bank probably won’t tell you. 🏠👇🏾

1️⃣ The 30 to 90-day rule — large deposits right before you apply can raise red flags with lenders. Plan your finances ahead of time.

2️⃣ More down payment isn’t always better — draining your savings to hit 20% can leave you with nothing for repairs and emergencies.

3️⃣ Your renewal letter is a negotiation, not a formality — your bank is counting on you not shopping around. Don’t let them win that one.

Work with someone in your corner. 📩 DM us today.

#OntarioRealEstate #FirstTimeHomeBuyerCanada #Reversemortgage #MortgageTips #Refinancing

You’re paying for it… but it’s not protecting you. 😅

CMHC mortgage insurance is one of the most misunderstood parts of buying a home in Canada. Most people assume it’s there for them — it’s not. It protects the lender if you default. You just foot the bill.

Before you sign anything, make sure you actually understand what you’re paying for. That’s what we’re here for. 📩 DM us or call +1-416-668-4943.

#OntarioRealEstate #FirstTimeHomeBuyerCanada #Reversemortgage #MortgageTips #Refinancing