Bank of Canada decided to keep the Rates as is, with Prime Rates currently sitting at 4.45%. Be proactive & plan ahead by contacting my team to discuss how we can save you some money. damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

MYTH: Self-employed people can’t get mortgages. FACT: Self-employed buyers can absolutely qualify but documentation matters. Lenders may look at your tax returns, business financials, or use stated-income programs. It’s more paperwork but that’s what I’m here for. Being your own boss doesn’t mean you can’t own a home. 😎 Yes, it’s paperwork. No, it’s not […]

Helping Canadians finance their dream homes | First-Time Buyers | Refinancing | Reverse Mortgages | Spousal Buyouts Based in Ontario | Licensed Mortgage Agent #12806 Available Anytime | Access to Multiple Lenders damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

Mortgage Tips for first-time buyer or newcomer Research the Neighborhood, not Just the House: the neighborhood should fit within your lifestyle Budget for More Than the Mortgage: Don’t forget to budget for taxes, insurance and potential HOA fees. Read the Fine Print: Understand all terms, conditions, and fees involved in your mortgage agreement. damilola.azeez@cleartrust.ca | […]

Behind on debt payments? Don’t wait for the pressure to build. When the bank calls, we step in with solutions. Unlock cash. Reduce your monthly debt payment. Combine your debt. Get a lower interest rate. Missing your debt payment shouldn’t be a setback. Let’s protect your home and strengthen your financial position.  The calls. The […]

MYTH: You should wait until HOME PRICES drop to buy. FACT: Trying to time the market is risky. If rates drop, competition usually increases which can push home prices up. Sometimes buying at a slightly higher rate with less competition and refinancing later when rates drop can make more sense. Rates might drop… timing the […]

Helping Canadians finance their dream homes | First-Time Buyers | Refinancing | Reverse Mortgages | Spousal Buyouts Based in Ontario | Licensed Mortgage Agent #12806 Available Anytime | Access to Multiple Lenders damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

Condominium – $329,000 Location: Mississauga, Ontario Minimum Down Payment (5.00%) – $16,450 | Monthly Mortgage Payment – $1,494 BREAKDOWN Home Price – $329,000 Minimum Down Payment – $16,450 (subtract from home price) Total Mortgage Balance – $325,677 damilola.azeez@cleartrust.ca | www.damilolaazeez.ca | +1-416-668-4943

MYTH: Fixed rates are always better than variable rates. FACT: Neither is “always” better; it depends on your risk tolerance, timeline, and market conditions. Fixed rates give stability and predictable payments. Variable rates often start lower and can save money if rates drop but the opposite could happen. The best option depends on your financial […]